Your money,
made simple.
finly logs what you spend by text, photo or voice and shows you where your money is going.
On iPhone and Android. Try Pro free for 7 days.
Money snapshot
LiveYours to spend
$1,260 a month
After typical fixed bills (about 70%)
If you save 10%
$5,040 a year
What you'd put away in a year without noticing
That's just a preview. In finly you see your whole month and your goals, with tips along the way.
Meet finly
See your money clearly.
Your spending, goals and tips in one place, and easy to read at a glance.
Your score
Finly Score
742
out of 1,000
Tip
Save $200 more → +40 points.
Hi, Alex.
Your money this month
Left to spend
$781.36
Day 14 of 31 · 55% left
In
+$2,100
Out
−$1,318.64
Finly Score
Badges
8 / 12
Recent activity
See allTrader Joe's
Food · 2:32 PM
−$86.40
Uber
Transportation · 9:15 AM
−$14.80
Paycheck
Income · Yesterday
+$2,100
finly AI
Online · Your assistant
Sunday: $58 in one day
That's more than two years of Pro.
A 0–1,000 score
See how healthy your finances are at a glance.
AI that explains
An assistant that knows money and gives you straight answers.
Log it in 4 seconds
Type it, snap a receipt, forward an email or text it on WhatsApp.
finly works in WhatsApp too.
If you use WhatsApp, you don't even need to open the app. Send a text, a receipt photo or a voice note and Finly logs the expense for you. Same assistant, same account.
Text it like a friend
“Spent 14 on lunch” and it's logged right away.
Snap the receipt
It reads the amount and picks the category. No typing.
Or send a voice note
Just talk. Finly gets it and logs it for you.
Finly
online
You have $620 left this month.9:41
TRADER JOE'S
Finly Students
Get good with money early
Step-by-step money lessons for where you are right now: your allowance, your first paycheck, your first credit card. Most schools skip this. Finly covers it.
- 5 short lessons with examples from real life, not a textbook
- Badges and a daily challenge to keep you going
- Student pricing with an email from a supported university (US schools aren't supported yet)
Learn
Your progress
- ✓Money that's actually yoursDone
- ✓Saving without the painDone
- ✓Your first real paycheckDone
- 4Credit cards: useful and risky
- 5Going out without going broke
Daily challenge: finish one lesson this week.
Ana & Beto's place
3 people · rent and utilities
Balances
- +$1,750.00
Ana · You
Paid the rent
- $845.00
Beto
Owes their share
- $905.00
Carla
Owes their share
Settle up
Beto pays Ana $845. Carla pays Ana $905. Use Venmo, Zelle or whatever you like.
Finly Household
Split the bills. Keep your own money private
Set up a household with roommates, a partner or family. Log shared expenses and Finly works out who paid what and who owes whom. Your personal finances stay private.
- Everyone keeps their own account. You get an invite and join the household
- Green means you're owed, amber means you owe. No awkward math
- Pay your share of the rent and it shows up in your personal spending automatically
Why finly
Built for real life.
Talks like a friend,
not a banker.
Ask anything about your money. Finly knows your spending, your goals and how you talk.
You
Where did my money go this week?
finly AI
32% went to food delivery. Get back to your usual and you'd save $86.
How healthy are your finances?
742
out of 1,000
A score from 0 to 1,000 that shows where you stand, plus tips from the AI to raise it.
On your schedule
Your month starts on payday.
Finly starts your month the day you get paid, not on the 1st.
Easy logging
4 ways to log. Pick one.
By hand
4s
Photo
AI reads it
Auto
Voice
Just talk
Who it's for
Your life, not a chart.
Steady paycheck
No end-of-month surprises
Freelance
Plan around uneven income
Student
Student price with a school email
Couples
Shared costs, no drama
Bank alert emails
Forward it. Finly logs it.
Works with any bank that emails you alerts. No passwords, no bank login.
Pricing
Less than a coffee a month.
The app is free to download. Upgrade to Pro inside the app whenever you're ready. Students pay less.
7 days of Pro free when you sign up. No card needed.
finlyLite
The basics, free.
- 1 manual expense a day
- 1 active goal, 1 recurring income, 1 recurring bill
- Monthly Finly Score
- Finly AI in the app and on WhatsApp: 3 messages total
- Receipt photo and voice: 1 of each to try
finlyPro
Most popularEverything, no limits.
or $29.99/year, 2 months free
First 7 days free. Cancel anytime.
- Unlimited expenses, goals, income and recurring bills
- Unlimited AI chat
- Receipt photos, voice and bank emails
- Radar: 30-day balance forecast
- Daily insights and tips
- Category budgets
- Households and bill splitting
- Monthly PDF reports
- Every lesson in Learn
finlyStudents
Student pricePay less with a school email
or $14.99/year, 4 months free
- Everything in Pro, no limits
- Verified with your school email
- Step-by-step learning module
- Goals built for students
FAQ
What people always ask.
No. finly isn't a bank or a financial institution, and it never touches your money. It helps you understand your finances and get them in better shape. Your money stays right where it is.
Still have a question? contacto@usefinly.app
Download finly
and start today.
Free plan, no card needed. Get your financial score in 5 minutes.
On iPhone and Android. Free to download.
5 min
To see your score
$0
To get started
7 days
Of Pro, on us