Finly Household

Your money is yours. The household's is everyone's

Split the bills with roommates, a partner or family, with no fights and no math. And your personal finances stay yours alone.

Part of the Pro plan. On iPhone and Android.

🏠

Ana and Beto's place

3 people · rent and utilities

Balances

  • Ana · You

    Paid the rent

    +$1,750.00
  • Beto

    Owes their share

    $845.00
  • Carla

    Owes their share

    $905.00

Settle up

Beto pays Ana $845. Carla pays Ana $905.

The group chat can't keep the books

You live together, but who owes whom?

One person pays the rent, another the groceries, someone else the electric bill. Screenshots get lost in the chat and nobody wants to chase anyone. Finly Household keeps track for you.

“Did you send me your share yet?”

Reminders in the group chat get awkward. Finly reminds everyone of their share, nicely.

“How much was the electric bill?”

Bills change every month and nobody wants to do the math. You enter the amount and Finly splits it.

“Is this for the apartment or mine?”

When everything gets mixed up, you lose track of what you spent. Finly keeps the household apart from your own money.

That easy

Start today, in three steps

1

Set up your household

Give it a name and an icon: the apartment, the house, the weekend trip. It takes a minute.

2

Invite your people

Roommates, a partner or family. If they have Finly, they get the invite and accept it from their own account.

3

Log it and Finly does the math

Every shared expense goes into the household. Finly works out who paid what and how to get even.

Your privacy first

Your personal money stays yours

The household shares the common bills, but your personal finances stay private. You share what you want with the household, in one tap.

  • Private by default: nobody sees your personal spending
  • You decide which expense is for the household and which is yours
  • Everyone uses their own account. Nobody snoops on anyone else's
My money
Our household
Coffee with friends-$5.75
Paycheck+$2,100.00
Netflix-$17.99

This is private. Your household only sees what you choose to share.

The bridge nobody else has

Pay your share and it's logged in your budget automatically

When you pay your share of the rent or groceries, Finly adds it to your personal spending. Your budget shows what you really spent, with no double entry.

  • Your household share shows up in your personal feed on its own
  • Your budget stays realistic, no doing the math twice
  • The only app that connects shared bills with your everyday money
🏠

Ana and Beto's place

3 people · rent and utilities

Balances

  • Ana · You

    Paid the rent

    +$1,750.00
  • Beto

    Owes their share

    $845.00
  • Carla

    Owes their share

    $905.00

Settle up

Beto pays Ana $845. Carla pays Ana $905.

Made for real households

The bills every household shares

Categories ready for what people actually share at home.

🏠Rent
💡Electric
💧Water
📶Internet
🛒Groceries
🔥Gas
🏢HOA dues
🧹Cleaning

Finly sends the reminders

Finly sends the payment reminder, not you. No more awkward texts asking for money.

Cash counts too

Paid the cleaner or a utility bill in cash? Log it by hand in seconds.

Settling up, made clear

Finly works out the fair payments: who pays whom and how much. No arguments, no spreadsheets.

No debt-collector talk

No “overdue” and no angry red numbers. Just “you're owed” and “your turn”, between friends.

It's not just for families

Roommates, couples, family or friends on a trip. Anyone who shares expenses.

🏠

Roommates

Rent, utilities, internet and groceries for the place, split fairly every month.

💑

Couples

Share the everyday costs, while each of you keeps your own money separate.

👨‍👩‍👧

Family

Groceries, utilities and household costs, clear for everyone.

✈️

The trip

Hotel, meals and rides for the weekend getaway. When you're back, Finly already knows who owes what.

Household questions

How is this different from any bill-splitting app?+

Your household lives inside your personal Finly. You share the common bills and, at the same time, your share is logged in your budget automatically. Your personal finances stay private.

Does everyone need Finly?+

No. If your roommate has Finly, they get the invite and accept it from their account. If they don't have it yet, you can still add them and keep track yourself.

Can the other person see my personal spending?+

Not at all. The household only shares the common expenses logged there. Your personal money, your other accounts and your everyday spending stay private.

What if we pay in cash?+

It counts the same. Whoever paid logs the expense and Finly splits it. You don't need a connected bank account or anything else.

How do I ask my roommate to pay without it being awkward?+

Finly does it for you. It shows who pays whom and reminds everyone of their share, nicely. You don't have to be the one keeping score.

How much does it cost?+

Finly Household is part of the Pro plan. Download Finly, turn on Pro and set up your household in a minute.

Set up your household today

Download Finly, invite your people and stop fighting over the bills.

Back to Finly